Write a concise, reader-friendly explainer that bridges the listing details (price, type, and location) with financing options (mortgage, FHA, VA, and chattel loans). Start with a quick contrast between a $699K single-family Sacramento home and a $97.9K manufactured home to highlight financing nuances. Explain, in plain terms, how each loan type would apply to these property types, including eligibility pitfalls and cost implications. Include a brief, practical checklist buyers can use before making an offer in similar markets. End with a one-paragraph takeaway on how financing choices shape what listings readers should even consider.